Two simple questions you need to ask yourself…
Question #1 – “You may never need care, but, what if you did? How would that affect your…”
Spouse – many times caring for the chronically ill loved one can make the caregiver chronically ill as well.
Children – when a spouse isn’t involved, other loved ones carry the burden.
Family dynamics – when informal care is needed, it may not be shared equally amongst the adult children. Often one sibling bears the burden and it can affect the relationship with siblings.
Unnecessary losses – you can never avoid all losses; however, the unnecessary spiritual, emotional, financial and familial losses could be mitigated when you are prepared.
Question #2 – “If you do need care, how will you pay for it?”
Psssss……….You ONLY have 3 choices: Medicaid, Insurance or your own assets/income.
If you are planning on reaching into your own pockets to pay for care, don’t! Let us show you how you can leverage an existing asset and pass on any unused benefits to your heirs at your death. If for any reason you decide to cancel the plan down the road, you’ll get back the premiums you paid. Not a bad deal and you can’t lose!